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9.1
Based on 8082 reviews
Easy and guaranteed cancellation.
group 1520 cancellations in the last 30 days - 3.584.664 cancellations in total
Insurance no longer needed? Cancel your insurance in under 2 minutes, directly online.
Sold your car or got a better deal? Don't forget to cancel your old car insurance.
Don't pay for coverage you no longer need! Time to lose your policy fast and easy!
Need to cancel your insurance policy? We make it easy.
Whether you're dealing with car insurance, home contents insurance, or travel insurance—canceling a policy can often be trickier than you expect. You might wonder: Where exactly do I need to send the notification? What are the standard notice periods? And what if my insurance runs through an intermediary?
Cancel policy smoothly and stop paying unnecessary costs
Don’t worry. On this page, you'll find everything you need to know to terminate your policy smoothly and hassle-free.
We clearly explain your rights as a consumer, detail what you need to pay attention to, and provide you with a guaranteed cancellation letter that arrives safely at your insurer.
Your cancellation, your choice
Would you rather handle it yourself, or prefer our assistance? You choose. Get started now and stop paying for redundant coverage today!
Most frequently canceled insurance policies in the Netherlands
Are you looking to cancel an insurance policy in the Netherlands? You’re not alone! Many Dutch consumers use the Moneytoring.com cancellation service to end their contracts easily.
We’ve compiled a list of the most canceled insurance policies handled through our platform. Whether you want to switch providers, your policy is redundant, or you simply want to stop unnecessary costs, we make the process easy. Find your insurer below and learn how to cancel your policy fast.
Allianz Nederland
Allianz is a global leader in insurance and financial services. In the Netherlands, they offer policies like car insurance and home insurance. If you have a policy with Allianz Nederland (often arranged through an intermediary) and wish to cancel, you can do this quickly and easily using our dedicated cancellation service.
Cancel Allianz Nederland Policy →
Allianz Direct
Allianz Direct operates as a separate online brand. Unlike Allianz Nederland, you purchase your policy directly online here. If you need to terminate your Allianz Direct insurance (like car or home coverage), you must cancel the policy yourself to ensure it stops correctly.
NOTE: make sure to use the Allianz Direct details, since Allianz Nederland will NOT process cancellations for Allianz Direct!
Cancel Allianz Direct Policy →
Chubb European Group
Chubb focuses on specialised insurance for Dutch consumers, often covering valuable possessions like exclusive cars, high-value homes, or art collections. They also partner with companies (like mobile operators for device insurance). If you are insured with Chubb, do not expect your coverage to stop automatically. You must officially cancel the policy.
Cancel Chubb European Group Policy →
FBTO
Part of the Achmea Group, FBTO offers a wide spectrum of policies, including health insurance, car insurance, boat insurance, travel insurance, and home insurance. If you want to switch or terminate any of these policies, you are required to cancel your FBTO insurance yourself.
Centraal Beheer
Centraal Beheer is a prominent insurer, also belonging to the Achmea Group. They cover almost everything: home, car, holiday, care, liability, and life insurance. If you are insured here and the policy is no longer needed, you can send a cancellation letter via Moneytoring.com. If you take no action, your policy will automatically continue.
Cancel Centraal Beheer Insurance →
Nationale-Nederlanden (NN)
As one of the largest and best-known insurers in the Netherlands, Nationale-Nederlanden offers a wide range of products for you, your family, your home, and your car. If the insurance you hold with NN has become redundant or outdated, it is crucial to cancel it promptly. Letting it continue means incurring unnecessary costs.
Cancel Nationale Nederlanden Policy →
ANWB Verzekeren
While perhaps best known for roadside assistance, the ANWB is also a major insurer. They offer insurance for various vehicles (cars, bicycles, caravans), as well as travel, cancellation, and household insurance. If you need to stop your ANWB policy, use our platform to send a cancellation letter in a few seconds for a swift termination.
Essential Information When Canceling an Insurance Policy
Insurance Cancellation Rules: What You Need to Know
Canceling an insurance policy might seem simple, but the process often involves more rules and exceptions than you expect. Since you agreed to the policy conditions upon contract signing, it's wise to understand exactly what the rules are. Don't worry: we explain the regulations clearly and practically below.
Policies Don't Expire Quietly—They Continue Automatically
Unlike many subscriptions (like lotteries, newspapers, or gyms), property and casualty insurance policies (schadeverzekeringen) are not permitted to be tacitly renewed (stilzwijgend verlengd). While that sounds like they lapse automatically, they don't!
What actually happens: Your insurance policy automatically continues unless you actively cancel it yourself.
Why? Insurers are legally required to inform you before the end of your initial contract period. They usually offer to extend your policy for another year (an 'informed extension'). If you fail to respond or cancel, the policy continues, preventing you from suddenly driving around uninsured.
Notice Periods Vary by Insurer
Just like with other contracts, you may face a notice period (opzegtermijn) when canceling insurance. This term differs depending on the insurer and the type of policy:
No Notice Period: Some policies, like most car insurance policies, can often be canceled daily (immediately).
Fixed Periods: Other policies, such as certain home insurance policies, might still require a 2-month notice period.
Post-Renewal Rule (Wet van Dam): If your insurance has already been extended once, the notice period is generally a maximum of 1 month, as stipulated by the industry’s code of conduct (aligning with Dutch consumer law).
In short: Always thoroughly check your insurer's terms and conditions so you don't keep paying unnecessary premiums.
14-Day Cooling-Off Period (Right of Withdrawal)
Did you purchase an insurance policy online? Then you are typically entitled to a 14-day cooling-off period (herroepingsrecht). Within this period, you can cancel the insurance free of charge, without needing to state a reason.
Heads Up: If you have already filed a claim within those 14 days, this right usually expires. So, think carefully before activating or claiming on a new policy!
Sold Your Car? Don't Forget to Cancel Your Insurance
If you have sold your vehicle, you must also cancel your car insurance. Since the car is no longer registered in your name, you are no longer responsible for the coverage.
The Good News: In this case, most insurers allow you to cancel immediately without a notice period. If your policy still had a fixed term, you can still cancel, but you will need to submit the indemnification certificate (vrijwaringsbewijs) from the sale.
🔚 Summary: Key Cancellation Facts
- Insurance policies continue until you cancel them yourself.
- Notice periods vary greatly, but are often a maximum of 1 month after the first extension. Most car insurance policies are daily cancellable from the start.
- Online purchases include a 14-day cooling-off period.
- Selling a vehicle requires you to terminate the policy immediately.
Do you want to guarantee your cancellation is processed correctly, without any hassle or ambiguity? Use the Moneytoring.com cancellation service. We ensure a correct and clear termination, complete with proof of receipt!
Most cancelled organisations
What is the Notice Period for Car Insurance in the Netherlands?
In most cases, Dutch car insurance policies can be canceled daily, meaning termination can take effect immediately.
Crucial Warning: Don't Drive Uninsured!
While this flexibility is convenient, you must be careful when canceling. We’ve had instances where a user of Moneytoring.com requested termination, and their policy was ended the very same day.
The user wasn't aware that it could be processed that quickly, and consequently drove around uninsured between policies.
Always ensure you have a new car insurance policy lined up and active before you cancel your current one. The instant cancellation rule is flexible, but it puts the responsibility on you to maintain continuous coverage.
Tip: Want to cancel your car insurance? Make sure your new policy is effective from tomorrow onwards!
What Information Do I Need to Cancel an Insurance Policy?
To successfully cancel your insurance policy, your insurer needs key data to correctly identify you and your contract. While a policy number and full personal details are always accepted, sometimes the process can be even simpler.
Required Identification Data
Your insurer can usually find your policy using one of the following methods:
- Policy Number & Personal Details: This is the most common and reliable method.
- Car Insurance: Your license plate number (kenteken) combined with your personal details is often sufficient for vehicle policies.
- IBAN (Bank Account) Number: Providing the IBAN used for automatic debit payments is an easy way for the insurer to retrieve your contract information.
🔥 TIP: If you feel uncomfortable providing your full IBAN, don't worry! Giving the last five digits of your IBAN is enough for the insurer to identify you and your policy accurately.
Always ensure you provide enough information so your insurer can locate the exact policy you wish to terminate.
Where Can I Find a Sample Letter for Cancelling an Insurance Policy?
You can easily download a free sample insurance cancellation letter directly from Moneytoring.com.
We provide a professional, specialised template to ensure your request is formal and complete. It's the simplest way to cancel your policy.
How to Download Your Free Cancellation Template:
1. Enter Your Details: You fill in the necessary contract information on our form.
2. Download for Free: You instantly download the completed cancellation letter at zero cost.
3. Send It Off: You then send this ready-made letter directly to your insurer to officially cancel your insurance policy.
Using our template makes the process clear and ensures your cancellation is effective!
I Canceled My Insurance, But the Insurer Says They Don't Know Me. How Is That Possible?
That sounds strange, but this happens more often than you might think! In many cases, your insurance policy was not purchased directly from the main insurer but rather through an intermediary or authorised agent (a 'volmacht').
You might see a well-known logo on your policy document, like ASR or Nationale-Nederlanden. However, if the insurance runs through an intermediary, that party manages your data and administration. The major insurer in the background simply does not recognise you as their direct 'customer' and, therefore, cannot process your cancellation.
🔍 What Should You Do?
You need to identify the managing party:
1. Check Your Policy Document: Look closely under headings such as "Intermediary," "Authorised Agent," or "Insurance Advisor."
2. Find the Administrator: This section names the party managing your insurance. That is the organisation you must send your cancellation to.
💡 Smart Tip: Use Moneytoring.com to Find the Right Address
You can easily search by name for intermediaries and authorised agents using Moneytoring.com. This way, we ensure your cancellation request goes directly to the correct administering organisation—avoiding detours and misunderstandings!
I Used Your Service Without Paying. Will I Receive an Invoice Later?
Absolutely not. We are completely transparent about our costs. Unlike certain misleading parties, we are not interested in profiting from consumers who overlook the fine print.
Currently, about 70% of all cancellations we process for consumers are completely free of charge.
We only offer two clear options:
1. Paid (Registered Mail Service)
You pay a one-time, upfront fee only if you choose to send your cancellation via registered mail (Aangetekend). This is always paid in advance. We also offer a money-back guarantee if you are not satisfied, even after the registered letter has been sent.
2. Free (Via Partners)
Our second option is completely free of charge. We collaborate with an increasing number of trusted partners, allowing us to offer our cancellation services for free.
These partners include Woolsocks, Independer, United Consumers, Vereniging Eigen Huis, ING Verzekeren, Allianz Direct, and many others. If you use our services via one of these partners, our service is 100% free.
You will never receive an invoice from us after the fact. We believe in clarity and fairness.
I Prefer to Cancel Myself. Can You Still Help Me?
Absolutely. Whether you want our full service or just the essential information, we are here to assist you in making a smooth cancellation.
Get the Information You Need (DIY Cancellation)
You can simply search for the insurance policy you want to cancel on our website. On that specific page, you will find all the necessary information to cancel directly and free of charge with the relevant insurer.
This includes all the required contact information to cancel the policy yourself, such as:
- The correct phone number.
- The insurer's email address.
- The URL of the official web cancellation form.
Need Extra Convenience? Meet Vera (Our AI Helper)
For even more convenience, you can chat with Vera, our AI cancellation assistant, via WhatsApp.
Vera can process the cancellation for you, or she can immediately provide you with all the required data to handle the cancellation yourself.
Add Vera to your address book: Use the number 📞 +31 20 - 244 7618.
Contact Vera: Send a message via WhatsApp to start the process!
If you have any other question, please check our FAQ page.
